Everything in the pool

The tools that keep group money honest

Limits, approvals, live balances, and payouts that go straight to the vendor — every feature below exists for one reason: no one should ever wonder where the money went.

Features

Built for how groups actually spend money

Every feature exists to answer one question: whose money is this, and where did it go?

Real-time visibility

Every member sees the pool balance, who's contributed, and what's been spent — live, not at the end.

Per-member spend limits

Admins can cap how much each member can spend from the pool. Anything above the limit needs their approval first.

Direct-to-vendor payouts

Approved expenses pay the vendor's UPI ID directly. Money never bounces through a member's personal account.

Licensed escrow, not our balance sheet

Contributions sit in a regulated virtual account held with our licensed banking partner — never with Potli itself.

No settlements, ever

Because everyone pays in before spending, there's nothing to reconcile afterward. No IOUs, no chasing.

Proportional refunds

Close a Potli with money left over, and it's refunded back to each member in proportion to what they put in.

Why groups switch

The old way was never really free

Settling up afterward

  • One person pays for everything and hopes to get repaid
  • Everyone else says “I'll send it later”
  • Someone always forgets — or forgets on purpose
  • The group chat turns into a ledger nobody agreed to keep

Pooling upfront, with Potli

  • Everyone contributes before anyone spends a rupee
  • Any member can submit an expense; the admin approves it
  • Money goes straight to the vendor — never through a person
  • Every member sees the live balance — nothing to settle later

Stop chasing settlements.

Potli is currently in private beta. Request early access and we'll let you know the moment your group can start pooling.

App Store — coming soonGoogle Play — coming soon